Loan terms will vary among different Lenders, such as the loan amount, the APR for the loan, costs of the loan, and the repayment plan. Lenders are required by law to present to you the terms of the loan, the rates and all costs associated with the loan prior to your execution of the loan documents. It is important that you thoroughly review the rate and fee information provided to you by your lender prior to agreeing to the terms of any loan. You are under no obligation at any time to accept these loan terms if you determine they are unsuitable. It is important to remember that the loan interest rates, fees, and loan terms are determined solely by your lender. Because PrimaLoans.com is not a lender, we have no control or knowledge of the loan details between you and your lender.
PrimaLoans.com supports all provisions of the Fair Lending Act, which require Lenders to afford to consumer's fair, equitable, and nondiscriminatory access to credit. Further, The Dodd-Frank Wall Street Reform Act proscribes that all lenders must engage in "fair lending," which is defined as "fair, equitable, and nondiscriminatory access to credit for consumers." Dodd-Frank also tasks the Consumer Financial Protection Bureau with the enforcement of fair lending regulations. We encourage you to reach out directly to your lender with further questions.
PrimaLoans.com supports all provisions of the Fair Debt Collection Practices Act enforced by the Federal Trade Commission. Because PrimaLoans.com is not a lender, does not broker loans, and does not make credit decisions, our company does not engage in debt collection from consumers. However, PrimaLoans.com strives to always and only work with lenders that are in compliance with any and all applicable debt collection laws, including but not limited to: (i) Not contacting consumers by phone any time before 8 a.m. or after 9 p.m.; (ii) Not contacting consumers by phone with the intent to annoy, harass, or use abusive language.; (iii) Not collecting debt through deception or misrepresentation; and (iv) NOT threatening legal recourse when no legal action is permitted.
PrimaLoans.com offers an infomediary service that will attempt to connect you with independent, third party lenders and financial service providers who may secure a personal loan for you or offer you goods and services. The owner of this website has a financial connection to the providers of the goods and services connected to on the website. The owner may receive payment for each qualified sale or payment for each potential customer referral. The owner may also be advertising on behalf of a third party advertiser with whom the provider of the products or services also has a financial connection with, in that both advertisers may receive payment for each qualified sale or payment for each potential customer referral. All information regarding the products and services on this website are provided by the third party advertiser. Upon submitting an online loan request form, you may be redirected to the third party's website or contacted by the third-party advertiser, where you are encouraged and should review their privacy practices and terms and conditions, which may differ substantially from our own. PrimaLoans.com and its owners are not affiliated with these third party advertisers other than what has been described above. The owner of this website does not recommend or endorse any specific lender, product, or service on this website.